E-Signatures White Paper: Beyond Business Continuity

OneSpan has published a white paper titled “Beyond Business Continuity, The New Normal in Remote Banking and Insurance” and made it available for downloading at no charge. (See the download form below.)

The COVID-19 pandemic accelerated trends toward remote banking, digitization, and remote work as the world embraced new technologies and processes to keep our financial institutions, businesses, and society functional. Around the world, people now rely more than ever on digital solutions for interactions and transactions that have traditionally involved a visit to the branch or a face-to-face meeting with an advisor.

In this paper, we explore the top financial processes to digitize with e-signatures and digital identity verification technology – as well as key security considerations to support the rise of the digital-first financial services provider.

The new normal is here, and electronic signatures are key to continued success.

In this white paper, you will learn:

  • Global regulatory responses shaping the new normal
  • The top financial processes to digitize with e-signatures
  • How to determine your organization’s readiness to deploy e-signatures

var gform;gform||(document.addEventListener("gform_main_scripts_loaded",function(){gform.scriptsLoaded=!0}),window.addEventListener("DOMContentLoaded",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,initializeOnLoaded:function(o){gform.domLoaded&&gform.scriptsLoaded?o():!gform.domLoaded&&gform.scriptsLoaded?window.addEventListener("DOMContentLoaded",o):document.addEventListener("gform_main_scripts_loaded",o)},hooks:{action:{},filter:{}},addAction:function(o,n,r,t){gform.addHook("action",o,n,r,t)},addFilter:function(o,n,r,t){gform.addHook("filter",o,n,r,t)},doAction:function(o){gform.doHook("action",o,arguments)},applyFilters:function(o){return gform.doHook("filter",o,arguments)},removeAction:function(o,n){gform.removeHook("action",o,n)},removeFilter:function(o,n,r){gform.removeHook("filter",o,n,r)},addHook:function(o,n,r,t,i){null==gform.hooks[o][n]&&(gform.hooks[o][n]=[]);var e=gform.hooks[o][n];null==i&&(i=n+"_"+e.length),gform.hooks[o][n].push({tag:i,callable:r,priority:t=null==t?10:t})},doHook:function(n,o,r){var t;if(r=Array.prototype.slice.call(r,1),null!=gform.hooks[n][o]&&((o=gform.hooks[n][o]).sort(function(o,n){return o.priority-n.priority}),o.forEach(function(o){"function"!=typeof(t=o.callable)&&(t=window[t]),"action"==n?t.apply(null,r):r[0]=t.apply(null,r)})),"filter"==n)return r[0]},removeHook:function(o,n,t,i){var r;null!=gform.hooks[o][n]&&(r=(r=gform.hooks[o][n]).filter(function(o,n,r){return!!(null!=i&&i!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][n]=r)}});

  • --Select your industry--Aerospace / DefenseAutomotive / AutofinanceFinancial ServicesPayment ServicesBankingBanking - RetailBanking - CorporateBanking - WealthCredit UnionConstructionEducationEntertainmentFood & BeverageGovernmentGovernment – FederalGovernment – State & LocalGovernment – DefenseHealthcareHospitality & TourismHR Services / Human Capital ServicesInsurance - GeneralInsurance - HealthInsurance - LifeInsurance - ReinsuranceInsurance - AgencyLegalManufacturingNon-ProfitOil & GasOnline GamingPharmaceuticals & ResearchReal EstateRetailServicesSoftware – ResellerSoftware – DeveloperTransport & LogisticsTechnologyTechnology / ICTTechnology - FinTech ProviderTechnology - Software DevelopmentTechnology - IntegratorTechnology - DistributionTelecomUtilities / EnergyOther
/* = 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_44');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_44').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_44').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_44').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_44').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */ jQuery(document).scrollTop(jQuery('#gform_wrapper_44').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_44').val();gformInitSpinner( 44, 'https://generalcounselnews.com/wp-content/plugins/gravityforms/images/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [44, current_page]);window['gf_submitting_44'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}setTimeout(function(){jQuery('#gform_wrapper_44').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_44').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [44]);window['gf_submitting_44'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_44').text());}, 50);}else{jQuery('#gform_44').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger('gform_post_render', [44, current_page]);gform.utils.trigger({ event: 'gform/postRender', native: false, data: { formId: 44, currentPage: current_page } });} );} ); /* ]]> */

 

 




4 Steps to Ensure the Enforceability of E-Signatures

E-sign - E-signatureAlthough state and federal statutes do not require a specific type of technology or process to be followed when using e-signatures, several steps are necessary to ensure that e-signatures are enforceable in the event a dispute arises, warns Carl Rincker.

In a post on the website of Rincker Law PLLC, he discusses practices that  should be implemented to ensure that a business’ electronically-signed agreements are binding.

These include such topics as demonstrating intent to sign electronically, consent to do business electronically, verifying identity, maintaining records, and providing retainable and accessible copies of the agreement.

Read the article.

 

 




White Paper: User Authentication for E-Signature Transactions

OneSpan has published a white paper titled “User Authentication for E-Signature Transactions” and made it available for downloading at no charge. (See the download form below.)

The white paper provides guidance on how to select and implement user authentication techniques. It answers questions like:

  • How do I select the right authentication for my requirements?
  • How do I implement strong authentication, without making the process difficult for the customer?
  • Can I leverage existing user authentication credentials?
  • Can I adjust my user authentication criteria for different transactions and processes?

  • --Select your industry--Aerospace & AviationBanking & Financial ServicesEducationEngineering & ConstructionEntertainment, Travel, HospitalityGovernment – DefenseGovernment – Federal CivilianGovernment – State/LocalHealthcare & Life SciencesInsuranceLegalManufacturingNon-ProfitRetailSoftware – ResellerSoftware – DeveloperTechnologyTelecommunicationsTransportation & ShippingOther
/* = 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_39');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_39').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_39').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_39').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_39').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */ jQuery(document).scrollTop(jQuery('#gform_wrapper_39').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_39').val();gformInitSpinner( 39, 'https://generalcounselnews.com/wp-content/plugins/gravityforms/images/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [39, current_page]);window['gf_submitting_39'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}setTimeout(function(){jQuery('#gform_wrapper_39').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_39').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [39]);window['gf_submitting_39'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_39').text());}, 50);}else{jQuery('#gform_39').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger('gform_post_render', [39, current_page]);gform.utils.trigger({ event: 'gform/postRender', native: false, data: { formId: 39, currentPage: current_page } });} );} ); /* ]]> */

 

 




White Paper: Electronic Signature Security & Trust

eSignLive by VascoeSignLive by Vasco has published a white paper discussing the importance of making sure electronic signature providers meet the highest security standards. The paper can be downloaded from eSignLive’s website.

Security is at the core of a trusted digital experience between a company, its employees and customers, says eSignLive.

That means more than simply passing an audit. eSignLive recommends taking a broader view of e-signature security that also addresses:

  • Choosing the appropriate level of authentication
  • Protecting signatures and documents from tampering
  • Making it easy to verify e-signed records
  • Ensuring vendor-independent records
  • Verifying the vendor has a consistent track record of protecting customer data
  • Creating end-to-end trust through white-labeling and integration with your existing IAM framework

Download the white paper.

 

 




White Paper: User Authentication for E-Signature Transactions

eSignLive by Vasco has published a white paper that provides guidance on how to create a trusted digital transaction by implementing the right user identity authentication method.

The white paper can be downloaded from eSignLive’s website free of charge.

The document is designed to answer such questions as:

  • How to select the right authentication for my process?
  • How do I implement strong authentication, without making the process difficult for the customer?
  • Can I leverage existing credentials?
  • Can I adjust my authentication criteria for different transactions and processes?
  • What are other organizations using? What best practices do they rely on?
  • What authentication is available out-of-the-box with e-signatures? When do I need to integrate with other systems? Will I have to pay additional fees?

Download the white paper.

 

 




On-Demand: Sign Legal Clients on the Spot with SMS Electronic Signatures

Esignature - contract -signingAssureSign has posted an on-demand webinar on the use of SMS electronic signatures – a feature new to the legal industry.

The free on-demand webinar is available now, covering such topics as how to create and send documents for signature using SMS text messaging, how to improve your customers’ overall experience, how to close deals faster by leveraging SMS document sending, and how to use audit trails to track a document at each step of the signing process.

On its website, AssureSign says its system has been used on more than 400 million completed electronic signature transactions.

Watch the on-demand webinar.

 

 

 




Digitize Your Business: Defining Your E‑Signature Requirements

E-sign - E-signatureeSignLive by Vasco will present a complimentary webinar titled “Digitize Your Business: Defining Your E‑Signature Requirements” on Wednesday, March 8, 2-3 p.m. Eastern time.

Guest speaker Craig Le Clair from Forrester Research will talk about the driving forces behind e‑signature adoption, both locally and abroad, and how to define e‑signature requirements.

This 60-minute presentation will address:

• The integrated components of a digital business

• What’s driving e-signature adoption in regulated industries

• B2E, B2B, and B2C e-signature use cases

• Defining key e-signature integration requirements

• Top e-signature evaluation criteria from your peers

All attendees will receive a complimentary copy of the recent Forrester report, Vendor Landscape, E‑Signature, Q4 2016.

Register for the webinar.

 

Join Our LinkedIn Group

 




E-Sign: Reducing Risk & Strengthening Enforceability Webinar

Esignature - contract -signingeSignLive by Vasco will present a complimentary one-hour webinar providing practical evidentiary considerations of electronic records and signatures and guidance on how to reduce your risk.

The event will be Tuesday, Feb. 7, 2017, beginning at 2 p.m. Eastern time.

Organizations undergoing digital transformation often have legal questions related to moving paper-based business processes online without introducing new risks. Beyond the minimum requirements for electronic and digital signatures set forth in the laws, addressing the risk of fraud, repudiation and compliance is of utmost importance as well. In the event of a regulatory audit or legal dispute, avoiding fines and ensuring admissibility is dependent on a company’s ability to produce convincing, reliable evidence.

Presenters will be Pat Hatfield, Partner at Locke Lord LLP, and Andrea Masterton, Corporate Marketing Director at eSignLive.

Highlights will include:

  • A brief overview of e-sign legislation
  • Insights gained from relevant case law
  • How e-signature laws overlay with existing commercial and industry regulations
  • The challenges of defending electronic transactions
  • A live demonstration of ‘best practice’ e-signature audit trails & process evidence

Register for the webinar.

 

Join Our LinkedIn Group

 




White Paper: Top 6 Legal Risks When Adopting E-Signatures

eSignLive by VascoMoving business processes online without introducing new risks is not a simple task. The fraud, repudiation, admissibility and compliance risks are challenging enough to address when executing transactions on paper. If not done properly in the electronic world, these risks can be far greater. This paper discusses how a well-designed process, supported by new-generation electronic signature technology, can actually reduce risk and increase the enforceability of e-transactions compared to paper processes. (See the download form below.)

This paper explains how eSignLive addresses the top six risks of bringing processes online as identified by leading
e-commerce law firm, Locke Lord LLP, which has guided Fortune 500 companies in the design and implementation of
electronic signature processes:

  1. User Authentication Risk: “This Isn’t My Signature”
  2. Repudiation Risk: “That’s Not What I Signed”
  3. Admissibility Risk: “Objection, Your Honor”
  4. Compliance Risk: “I Never Saw That”
  5. Adoption Risk: “Am I Done Yet?”
  6. Relative Risk: “How Does It Compare to PAPER?”

  • --Select your industry--Aerospace & AviationBanking & Financial ServicesEducationEngineering & ConstructionEntertainment, Travel, HospitalityGovernment – DefenseGovernment – Federal CivilianGovernment – State/LocalHealthcare & Life SciencesInsuranceLegalManufacturingNon-ProfitRetailSoftware – ResellerSoftware – DeveloperTechnologyTelecommunicationsTransportation & ShippingOther
/* = 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_33');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_33').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_33').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_33').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_33').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */ jQuery(document).scrollTop(jQuery('#gform_wrapper_33').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_33').val();gformInitSpinner( 33, 'https://generalcounselnews.com/wp-content/plugins/gravityforms/images/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [33, current_page]);window['gf_submitting_33'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}setTimeout(function(){jQuery('#gform_wrapper_33').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_33').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [33]);window['gf_submitting_33'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_33').text());}, 50);}else{jQuery('#gform_33').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger('gform_post_render', [33, current_page]);gform.utils.trigger({ event: 'gform/postRender', native: false, data: { formId: 33, currentPage: current_page } });} );} ); /* ]]> */

 

Join Our LinkedIn Group

 




White Paper: Electronic Signature Security & Trust

eSignLive by VascoeSignLive by Vasco has made available for downloading a new white paper that discusses the best security practices for implementing e-signatures and evaluating vendors. (See the download form below.)

“It is important to make sure your electronic signature provider meets the highest security standards. Security is at the core of a trusted digital experience between you, your employees and customers,” the company says on its website.

That means more than simply passing an audit. eSignLive recommends taking a broader view of e-signature security that also addresses:

  • Choosing the appropriate level of authentication
  • Protecting signatures and documents from tampering
  • Making it easy to verify e-signed records
  • Ensuring vendor-independent records
  • Verifying the vendor has a consistent track record of protecting customer data
  • Creating end-to-end trust through white-labeling and integration with your existing IAM framework

The white paper includes a best practices checklist.

  • --Select your industry--Aerospace & AviationBanking & Financial ServicesEducationEngineering & ConstructionEntertainment, Travel, HospitalityGovernment – DefenseGovernment – Federal CivilianGovernment – State/LocalHealthcare & Life SciencesInsuranceLegalManufacturingNon-ProfitRetailSoftware – ResellerSoftware – DeveloperTechnologyTelecommunicationsTransportation & ShippingOther
/* = 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_31');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_31').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_31').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_31').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_31').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */ jQuery(document).scrollTop(jQuery('#gform_wrapper_31').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_31').val();gformInitSpinner( 31, 'https://generalcounselnews.com/wp-content/plugins/gravityforms/images/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [31, current_page]);window['gf_submitting_31'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}setTimeout(function(){jQuery('#gform_wrapper_31').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_31').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [31]);window['gf_submitting_31'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_31').text());}, 50);}else{jQuery('#gform_31').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger('gform_post_render', [31, current_page]);gform.utils.trigger({ event: 'gform/postRender', native: false, data: { formId: 31, currentPage: current_page } });} );} ); /* ]]> */




Five Most Popular E-Signature Resources

eSignLive by VascoeSignLive by Vasco has compiled a collection of its five most popular white papers on the subject of using e-signatures in business and law.

The papers include:

Beginner’s Guide to Electronic Signatures: A comprehensive 38-page beginner’s guide to electronic signatures introduces key concepts and considerations when creating digital business processes with this technology.

Why ESIGN is Not Enough to Keep You Out of Court: To help secure the enforceability of your electronically signed contracts and agreements, this article presents recommendations from three legal experts.

Electronic Signature Security: This whitepaper presents a holistic view of security to help identify the requirements against which you should evaluate e-signature solutions.

Key Evaluation Criteria for E-Signature Software: In this report, analyst firm Technology Evaluation Centers (TEC) outlines six key e-signature selection criteria and their importance to the success of a digitization strategy.

G2 Crowd’s Electronic Signature Software Rankings: In their winter 2016 e-Signature Grid, business software review site G2 Crowd analyzed over 1,900 e-signature reviews written by business professionals.

Download the white papers.

 

 




E-Sign is Not Enough: Reduce Legal and Compliance Risk – White Paper

eSignLive by VascoeSignLive has published a white paper that’s designed to help secure the enforceability of electronically signed contracts and agreements.

“Today, businesses of all sizes are moving their customer transactions to the web. As the adoption of electronic signature technology grows, so does the number of e-signature solutions in the market,” the company says on its website. “Because these solutions are all ‘ESIGN/UETA compliant,’ you may think they will all provide the same level of enforceability in the event of a dispute. This is false.”

“Using an electronic process to capture a customer’s signature provides stronger evidence than is possible with paper and more importantly, has been proven to reduce the risk of legal disputes. But what exactly is “electronic evidence”? What are the best practices for capturing and archiving all the digital fingerprints that customers leave when they transact with you online? How can this evidence help enforce e-contracts? And how can you use it to avoid going to court altogether?”

The white paper, which can be downloaded, presents the recommendations of three legal experts: Pat Hatfield and Greg Casamento, partners at Locke Lord LLP, and Frank Zacherl, litigator and partner at Shutts & Bowen LLP.

Download the white paper.